SavingAdvice.com Blog

savingadvice.comadded August 2026

6 People You Shouldn’t Tip — And Who Actually Does Expect a Gratuity

SavingAdvice.com Blogby Drew Blankenship24d ago

The tablet spins around, three suggested percentages appear, and suddenly you’re wondering whether declining to tip makes you look cheap.

How Quickly Does Social Security Need to Know About a Death? What Happens to the Next Check

SavingAdvice.com Blogby Drew Blankenship24d ago

When a parent or spouse dies, notifying Social Security probably isn’t the first task on anyone’s mind.

Your Medicare Drug Plan May Use a Different Pharmacy Network in 2027 — Check This Before December 7

SavingAdvice.com Blogby Drew Blankenship24d ago

You may have the same prescriptions, the same Medicare drug plan, and the same neighborhood pharmacy you’ve used for years and still face different prescription costs in January.

A $300,000 Retirement Account Sounds Like a Lot — How Much Monthly Income Can It Actually Produce?

SavingAdvice.com Blogby Drew Blankenship24d ago

Seeing $300,000 on a retirement account statement can feel reassuring, especially after decades of saving a little at a time.

Leaving Your Porch Light on All Night? Here’s What Security Research Actually Says

SavingAdvice.com Blogby Drew Blankenship25d ago

Flipping on the porch light before bed feels like one of the simplest home-security habits imaginable. A brightly lit entrance should make a burglar think twice, right?

Social Security Expanded Its Online Disability Tools — Here’s What Claimants Can Do Now

SavingAdvice.com Blogby Drew Blankenship25d ago

Waiting on a Social Security disability decision can mean months of uncertainty, and even a simple question like “Where is my case now?” can become stressful.

The Roof Is 20 Years Old at Retirement — Should You Replace It Before You Stop Working?

SavingAdvice.com Blogby Drew Blankenship25d ago

You finally have the retirement date circled on the calendar, but there’s a five-figure home expense sitting over your head, literally.

A Spouse Dies Before Taking an RMD — Who Has to Handle It?

SavingAdvice.com Blogby Drew Blankenship25d ago

When a spouse dies, checking whether they took their required minimum distribution probably isn’t anywhere near the top of the family’s immediate to-do list.

At 65 With No Retirement Savings, What Options Are Actually Left?

SavingAdvice.com Blogby Drew Blankenship25d ago

Turning 65 with an empty retirement account can make retirement feel less like an approaching milestone and more like a financial emergency.

Fed Raises Rates a Quarter Point, First Increase Since 2023

SavingAdvice.com Blogby James Hendrickson25d ago

The Federal Reserve raised its benchmark interest rate by a quarter percentage point on Wednesday, the first increase since July 2023.

Should Retirees Pay Property Taxes Monthly or Save for the Annual Bill?

SavingAdvice.com Blogby Drew Blankenship26d ago

Paying off a mortgage can create a wonderful feeling of financial freedom, but it can also produce an unpleasant surprise when the next property tax bill arrives.

Your Savings Account Rate Could Change After September 16—How Fast Can Your Bank Cut It?

SavingAdvice.com Blogby Drew Blankenship26d ago

If you’ve been enjoying a better return on your savings, September 16 is a date worth watching. The Federal Reserve is holding its September policy meeting on September 15–16, and changes in...

Retired With $50,000 in Savings? Here’s What a 10-Year Withdrawal Plan Could Actually Look Like

SavingAdvice.com Blogby Drew Blankenship26d ago

Having $50,000 saved at retirement can feel like a substantial cushion until you start dividing it across the years ahead.

18 Attorneys General Warn Federal Crypto Bill Could Weaken State Fraud Protections

SavingAdvice.com Blogby Amanda Blankenship27d ago

A bipartisan group of 18 attorneys general is urging Congress to reject a major cryptocurrency bill, warning that it could make it harder for states to pursue crypto fraud and protect investors.

That Prescription Is Moving to a Different Tier Next Year — What Could It Cost?

SavingAdvice.com Blogby Drew Blankenship27d ago

A prescription that costs $10 or $20 today may not cost the same amount when your Medicare drug coverage resets in January.

Should Retirees Keep Paying for Life Insurance After the Mortgage Is Gone?

SavingAdvice.com Blogby Drew Blankenship27d ago

Paying off the mortgage can change retirement finances overnight. A household that once needed life insurance to make sure a surviving spouse could keep the house may suddenly have no home loan...

Widowed and Still Working? This Social Security Rule Can Be Especially Confusing

SavingAdvice.com Blogby Drew Blankenship27d ago

Losing a spouse can force someone to make major financial decisions while they’re still working, paying a mortgage, supporting family, or trying to rebuild a retirement plan.

HHS Adds $1.08 Million to Expand Mental Health Training and Resources for Older Adults

SavingAdvice.com Blogby Amanda Blankenship27d ago

A federal program designed to help aging-service professionals recognize and respond to mental health and behavioral health concerns among older adults is getting more than $1 million in additional...

Is $5,000 Enough for a Retirement Emergency Fund? Run These 5 Expenses First

SavingAdvice.com Blogby Drew Blankenship29d ago

Having $5,000 sitting safely in the bank can feel reassuring after you retire. After all, the traditional reason for keeping months of expenses in cash (suddenly losing your paycheck) changes once...

What Happens to Medicare When a Retiree Moves to Another State?

SavingAdvice.com Blogby Drew Blankenship29d ago

Moving from Ohio to Florida, California to Arizona, or any other state doesn’t mean starting Medicare from scratch.