8 Things Cashiers May Ask For That You Can Often Decline — And the One Refusal That Can Cost You a Discount
SavingAdvice.com Blogby Drew Blankenship·20d ago
You’ve probably experienced it: the cashier scans your last item, and suddenly checkout becomes an interview.
Could the Website You Use to Pay a Bill Be a Middleman? The FTC Says It Has Happened
SavingAdvice.com Blogby Drew Blankenship·20d ago
You type the name of your utility company into a search engine, click what looks like the right result, enter your account information, and pay the bill.
What Happens to a Car Loan When the Owner Dies?
SavingAdvice.com Blogby Drew Blankenship·20d ago
When someone dies with a car sitting in the driveway and $12,000 still owed on it, the family may assume one of two things: the debt disappears with the borrower, or the surviving spouse or...
Medicare Costs Are Rising in 2027 — Experts Tell Us What Retirees Should Do Now
SavingAdvice.com Blogby Max Erkiletian·20d ago
The 2026 Medicare Trustees Report indicates that premiums and deductibles for Medicare Parts A and B will rise next year.
Your Parent Can’t Manage Money Anymore — What Can an Adult Child Legally Do?
SavingAdvice.com Blogby Drew Blankenship·21d ago
The first sign may be a stack of unopened bills, an electricity shutoff notice, or a parent suddenly sending hundreds of dollars to someone they’ve never met.
8 States Where Retirees Keep More of Their Social Security Income
SavingAdvice.com Blogby Drew Blankenship·21d ago
Where you retire can affect how much of your Social Security income ultimately stays in your pocket, even when two retirees receive exactly the same monthly benefit.
10 Counties Where Mortgage Delinquencies Jumped Most—And What It Does to Home Values There
SavingAdvice.com Blogby Drew Blankenship·21d ago
A few missed mortgage payments on one street don’t determine what every house in the neighborhood is worth, but a rising concentration of financially stressed homeowners can become an important...
Your Spouse Dies and Medicare Stays — But the Single-Filer Switch Can Raise Your Premium Two Years Later
SavingAdvice.com Blogby Drew Blankenship·21d ago
Losing a spouse doesn’t end your Medicare coverage, but it can quietly change the math used to determine what you pay for it.
A Secret ‘Home’ Was Apparently Built Inside a 7-Eleven — And Employees Had No Idea
SavingAdvice.com Blogby Drew Blankenship·21d ago
Imagine working at a convenience store and discovering that somewhere above the familiar shelves, coolers, and checkout counter was a furnished room you didn’t know existed.
The House Is Paid Off but Property Taxes Keep Rising — When Does Staying Put Stop Making Sense?
SavingAdvice.com Blogby Drew Blankenship·22d ago
Paying off a mortgage is supposed to be one of retirement’s biggest financial victories, but it doesn’t make housing costs disappear.
What Happens to a Joint Bank Account When One Spouse Dies?
SavingAdvice.com Blogby Drew Blankenship·22d ago
When a spouse dies, the checking account may seem like one financial detail that should be simple: both names are on it, so the surviving spouse keeps the money.
What’s Really in Your Coffee Creamer? Here’s What Cancer Experts Say About the Ingredients
SavingAdvice.com Blogby Drew Blankenship·22d ago
That splash of coffee creamer may seem too small to matter, but for someone drinking two or three cups every morning, the ingredients can add up surprisingly quickly.
$2,500 a Month From Social Security + $100,000 Saved: What Could That Retirement Budget Look Like?
SavingAdvice.com Blogby Drew Blankenship·22d ago
A $2,500 monthly Social Security check plus $100,000 in retirement savings may sound like enough to create a reasonably comfortable retirement, particularly if the mortgage is already paid off.
What Happens to Credit Card Rewards When the Cardholder Dies?
SavingAdvice.com Blogby Drew Blankenship·22d ago
A wallet full of credit cards may not look like part of an estate, but those accounts can contain something surprisingly valuable: thousands (or even hundreds of thousands) of unused points, miles...
Never Tip Hotel Housekeeping? 8 Things to Know Before You Skip It
SavingAdvice.com Blogby Drew Blankenship·23d ago
You tip the restaurant server, the bartender, and perhaps the valet, but what about the person who cleaned your hotel bathroom and changed the sheets?
$50,000 Saved, $20,000 Owed: Should a Retiree Pay Off Debt Before Medicaid Becomes a Concern?
SavingAdvice.com Blogby Drew Blankenship·23d ago
Imagine entering retirement with $50,000 in the bank but still owing $20,000 across credit cards, a car loan, and perhaps a remaining mortgage balance.
After the Fed’s September Hike, Should Retirees Lock In a CD Now?
SavingAdvice.com Blogby Drew Blankenship·23d ago
The Federal Reserve just raised rates for the first time since 2023, but that doesn’t necessarily mean retirees should wait for CD rates to climb.
What Happens If Social Security Deposits Money After Someone Dies?
SavingAdvice.com Blogby Drew Blankenship·23d ago
Seeing a Social Security deposit appear in a deceased family member’s bank account can create an uncomfortable question: Is that money supposed to be there, or does it have to go back?
Retired Couples Budget for the Funeral — But the Bigger Financial Shock Can Come Afterward
SavingAdvice.com Blogby Drew Blankenship·23d ago
Many retired couples have at least discussed how they would pay for a funeral, whether through savings, life insurance, prepaid arrangements, or money set aside specifically for final expenses.
Scientists Calculated How Many “Healthy Minutes” Certain Foods Could Cost You — Coke Made the List
SavingAdvice.com Blogby Drew Blankenship·24d ago
What if the food in your lunch could be translated into minutes of healthy life gained or lost? Researchers at the University of Michigan tried to do exactly that, analyzing thousands of foods and...
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